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Grant Thornton Debt Solutions

Bankruptcy, consumer proposals, and other debt solutions

Contact us toll free in Alberta to review all debt help options, not just bankruptcy, in Calgary, Edmonton, and throughout Alberta.

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Edmonton Bankruptcy and other Debt Help Options
We’re understanding, respectful,


here to help.
In Calgary, Edmonton, and throughout Alberta.
Calgary Bankruptcy and other Debt Help Options
We'll review ALL  debt help options.
We're not just bankruptcy experts.
Calgary Bankruptcy and Consumer Proposals
We are ...

Trained to the highest standards
Licensed by the Federal Government
Regulated by the Superintendent of Bankruptcy

Free consultation for bankruptcy in Calgary and Edmonton
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Toll free
in Alberta
We’re understanding, respectful,


here to help
bankruptcy and debt help edmonton calgary



doesn’t always mean bankruptcy


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Mon to Fri: 7am – 9pm

Sat & Sun: 9am – 3pm

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Helping people for 25 years




to the highest standards




by the Federal Government




by the Superintendent of Bankruptcy


Alberta Licensed Insolvency Trustees — debt help and bankruptcy

Grant Thornton Limited, former practice of Alger & Associates Inc., provides Alberta bankruptcy and insolvency services and debt solutions including debt consolidation, credit counselling, consumer proposals and bankruptcy.

Early appointments, late appointments, and telephone consultations available

  • Calgary Downtown - 6:30am and lunch hour appointments available on Mondays and Thursdays.

  • Calgary South - 6:30am and lunch hour appointments available on Tuesdays and Thursdays.

  • All Edmonton locations - weekend appointments may be available upon request.

  • Northgate Edmonton - 6:30am and lunch hour appointments available Monday to Friday.

  • After hours phone consultations available.

Free initial consultation

Come into one of Grant Thornton's 13 Alberta locations for a free consultation to review all debt help options, not just bankruptcy.

Licensed Insolvency Trustee, Freida Richer, discusses the impact bankruptcy may have on your spouse.

» More Grant Thornton videos

Ask an expert

Free online forum answering your questions about debt help, consumer proposals, and bankruptcy.

If the answer to your recent question is not listed below, click here.

Jun 13



How does a proposal work? Is it the same as claiming bankruptcy or is it a step before that happens? .....

Jun 02



I am in the process of foreclosure of my home. The court has granted me permission to try to sell my home in lieu of the bank ta.....

Ask a question about personal bankruptcy in Calgary, Edmonton, and throughout Alberta.


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In the Media

Marriage and debt — financial problems and marital breakdown

Staying on the same path financially is important for a happy marriage. Licensed insolvency trustee Freida Richer provides great advice.

Alberta insolvency numbers continue to rise
CBC News, May 31, 2017

The number of insolvencies in Calgary increased by 30 per cent while the number in Edmonton went up by 25.5 per cent, according to the report.

Alberta's economy is starting to rebound, however, which is good news for those considering insolvency or on the brink of bankruptcy. Read more ...

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Thank You So Much, Freida, for all of your guidance, your professionalism, your understanding, and your advice through-out this process. It has been a real challenge and yet as I close this chapter of my life it has also been a tremendously positive learning experience and I promise to never get into financial trouble again.

» More testimonials about bankruptcy & debt help




About bankruptcy in Alberta

» More Grant Thornton videos

What assets can I keep if I file bankruptcy
What you are entitled to keep when you file bankruptcy is determined by the Civil Enforcement Act. Details here - assets you can keep in bankruptcy

What is the cost to file bankruptcy in Alberta?
The cost of bankruptcy varies by case according to income, seizeable assets, and whether it is a first bankruptcy. The cost will be determined during your first meeting with us.

What happens to my husband, wife, partner if I file bankruptcy?
If your spouse or partner never signed a contract or requested a credit card, they cannot be held responsible for the debt. In Canada, marriage alone does not make you responsible for your spouse's debts. Details here - husband, wife, partner

What are some other implications if I file bankruptcy?

What are some other options for debt consolidation in Edmonton or Calgary?

» Read more in our Alberta Bankruptcy FAQ



About consumer proposals

» More Grant Thornton videos

What is a consumer proposal?

A consumer proposal in Alberta is a legal process which enables you to consolidate your debt and make an offer to your creditors to modify your payments or to repay only a percentage of what you owe. A proposal allows you a fresh start without going bankrupt. It can reduce your debt by up to 75%   Read more ...

What are the effects of filing a consumer proposal?

How much does it cost to file a consumer proposal in Alberta?

» Continue reading about consumer proposals


Professional Advice on Debt Consolidation

A debt consolidation loan gathers your debt into a single amount so that you can repay multiple creditors through one monthly payment. The interest rate is often lower than what your existing creditors offer. If your bank turns you down for a debt consolidation loan in Calgary or Edmonton, we can help you with other options to get out of debt.

» More about debt consolidation



Application forms

apply to file bankruptcy or consumer proposal

By completing the Debtor Information Form you could be on the way to resolving your financial difficulty. You are NOT committed to any course of action. We will review all options, including a proposal to your creditors, debt consolidation, and bankruptcy.

» Download the form



833 - 4 Ave SW, Suite 900
Calgary Alberta T2P 3T5
T 310-8888

» Downtown

» South

» Market Mall

» Sunridge





1701 Scotia Place Tower 2
10060 Jasper Avenue
Edmonton, Alberta T5J 3R8
T 310-8888

» Downtown

» South Side

» West End

» Northgate



Other Alberta locations

» Airdrie

» Camrose

» Fort McMurray

» Red Deer

» Wetaskiwin

Across Canada


» 4 locations


» Winnipeg

NW Ontario

» 3 locations

New Brunswick & PEI

» 13 locations

Nova Scotia

» 17 locations



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