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Calgary, Edmonton, Alberta bankruptcy Q&A forum

Question:

 

Just a quick question. I had declared in 2010 I believe and was never able to fully complete the payment schedule every month. The file has now been closed and has been for some time now. Is there a possible reason you can think of as to why the declaration is not showing on my credit report? Says I have a 655 score but that seems awfully high to me knowing my credit history. Thanks for you time, Chris


From:

 

Grant Thornton Limited

Date:

 

Apr 25, 2017

Answer:

 

Hi Chris, Your credit score could be a reflection of your current debt repayment after declaring what I am assuming a bankruptcy in 2010. People that receive their discharge can re-establish and have fair to good credit rating within two years. It would depend on credit extended to you after the discharge and your repayment. Hope that answers your concern.

Susan Methuen
T 403-310-8888
susan.methuen@ca.gt.com

 

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