Alberta Bankruptcy Question & Answer Forum
Questions for Personal Bankruptcy in Alberta (Canada) only.
This Alberta Bankruptcy forum is not intended for individuals who are already in bankruptcy or who have filed a proposal. Note that if you are in bankruptcy you should contact your trustee. If you cannot resolve matters with your trustee, you might want to contact the Office of the Superintendent of Bankruptcy who are the federal regulators responsible for licencing all bankruptcy trustees in Canada.
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I have been told by my ex-husband`s bankruptcy trustee that my ex is not living up to his bankruptcy obligations. My husband filed for his second bankruptcy in July of 2008 and as of today, May 9, 2012 he is still in bankruptcy. My ex is 37 months (post bankruptcy) in arrears for child support and the only way that he will pay any is through maintenance enforcement using collection actions, i.e. wage garnishment, against him. MEP has said that they can not do anything until he is officially released from his bankruptcy. When will his trustee do something.
I'm 58 and on an AISH disability. I'm trying to pay off 2 credit cards, a BC cell phone bill( left holding the bill) and will have to start paying off Fed.& Prov. student loans very soon. I owe out just under $ 20,000, can I file bankruptcy? It's a struggle just trying to live on the disability amount.
I submitted an application 2 years ago to sponsor my parent to come to Canada as a landed immigrant. The status is still "in process". How is filing for bankruptcy going to affect my sponsorship?
Hello,
im fully employed 25 yr old and make $50,000 a year, but after a breakup i was left with massive debt and a condo i cant afford. i want to file bankruptcy and restart my life, without my condo as its costing me to much and makes it impossible to get out of debt.
i have a condo mortgage 282,000 the value of the condo is probably $220,000, i have $20,000 line of credit, $6000 of credit card debt. I had to buy a newer car recently for $12,000. What is the chance of me giving up my condo? and also would i be able to keep my vehicle?
thanks
What if I am claiming bankruptcy and my common law husband has assets that are not mine ?
If the reason you are applying for a bankruptcy is due to a gambling addiction , does this in any way change anything ?
my husband declared bankrupcty, but i didnt.
our truck is jointly owned by both of us.
we are in alberta.
the truck is appraised for 11,500.
he has 50% equity in the truck and i own the other 50% of the equity.
what does he have to repay to the trustee?
We are aware that there is a $5000 allowance for a vehicle.
Does the 5000$ allowance come off of the total value of the truck or his 50% of the equity?
11,500 - 50% - $5000 = $750.00 (due to the trustee)
or
11,500 - $5000 x50% = $3250.00 (due to the trustee)
Thank you for any help!
May you leave the province before being discharged and when?If you are going to meetings...how does this affect it?
Can we keep our house?
Hi. I have 30,000+ in Ontario Student Loan Debt plus other debts. I'm 35 years old and make about $2500 a month. I own a car worth under $5000. I do not own a home I am a renter and am a single female with no children. It will be 7 years this summer since I dropped out of university/college. This will be my first and only time of declaring bankruptcy. I haven't filed my taxes in about 4 years but do have paperwork. I have lived in Alberta for 6.5 years now. Will you be able to help me?? Put me back into the real world? No more stress, anxiety, self-worthlessness...if u can not please will you give me contact info of someone who will/can??? Please...Thank you...
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