|here to help|
doesn’t always mean bankruptcy
Talk to a
Mon to Fri: 7am – 9pm
Sat & Sun: 9am – 3pm
Helping people for 25 years
to the highest standards
by the Federal Government
by the Superintendent of Bankruptcy
Grant Thornton Limited, former practice of Alger & Associates Inc., provides Alberta bankruptcy and insolvency services and debt solutions including debt consolidation, credit counselling, consumer proposals and bankruptcy.
Early appointments, late appointments, and telephone consultations available
Calgary Downtown - 6:30am and lunch hour appointments available on Mondays and Thursdays.
Calgary South - 6:30am and lunch hour appointments available on Tuesdays and Thursdays.
All Edmonton locations - weekend appointments may be available upon request.
Northgate Edmonton - 6:30am and lunch hour appointments available Monday to Friday.
After hours phone consultations available.
Come into one of Grant Thornton's 13 Alberta locations for a free consultation to review all debt help options, not just bankruptcy.
Licensed Insolvency Trustee, Freida Richer, discusses the impact bankruptcy may have on your spouse.
Free online forum answering your questions about debt help, consumer proposals, and bankruptcy.
If the answer to your recent question is not listed below, click here.
Ask a question about personal bankruptcy in Calgary, Edmonton, and throughout Alberta.
Student loan debt and how to manage it
Global News, August 28
Licensed Insolvency Trustee, Freida Richer, offers advice on student loan debt.
Back to school on a budget
Global News, August 17, 2017
Financial Advisor and Licensed Insolvency Trustee, Angela Lock, joins Global Calgary with some helpful tips for parents hoping to reduce back to school spending.
How to cool down your summer spending
Global News, August 2, 2017
Licensed Insolvency Trustee, Angela Lock, provides some tips on saving money during the summer.
Thank You So Much, Freida, for all of your guidance, your professionalism, your understanding, and your advice through-out this process. It has been a real challenge and yet as I close this chapter of my life it has also been a tremendously positive learning experience and I promise to never get into financial trouble again.
What assets can I keep?
What you are entitled to keep when you file bankruptcy is determined by the Civil Enforcement Act. Details here - assets you can keep in bankruptcy
What is the cost to file bankruptcy in Alberta?
The cost of varies by case according to income, seizeable assets, and whether it is a first bankruptcy. The cost will be determined during your first meeting with us.
What happens to my husband, wife, partner if I file bankruptcy?
If your spouse or partner never signed a contract or requested a credit card, they cannot be held responsible for the debt. In Canada, marriage alone does not make you responsible for your spouse's debts. Details here - husband, wife, partner
A consumer proposal in Alberta is a legal process which enables you to consolidate your debt and make an offer to your creditors to modify your payments or to repay only a percentage of what you owe. A proposal allows you a fresh start without going bankrupt. It can reduce your debt by up to 75% Read more ...
A debt consolidation loan gathers your debt into a single amount so that you can repay multiple creditors through one monthly payment. The interest rate is often lower than what your existing creditors offer. If your bank turns you down for a debt consolidation loan in Calgary or Edmonton, we can help you with other options to get out of debt.
By completing the Debtor Information Form you could be on the way to resolving your financial difficulty. You are NOT committed to any course of action. We will review all options, including a proposal to your creditors, debt consolidation, and bankruptcy.
833 - 4 Ave SW, Suite 900
Calgary Alberta T2P 3T5
Toll Free 310-8888
1701 Scotia Place Tower 2
10060 Jasper Avenue
Edmonton, Alberta T5J 3R8
Toll Free 310-8888
» West End
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