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Alger Bankruptcy Services


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Alger & Associates personal bankruptcy services are
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Edmonton, Calgary bankruptcy Q&A forum

Author:

 

Kathy

Question:

 

My mother is filing for bankruptcy in Alberta. She's is a senior who is unable to pay off a substantial credit card debt. I'm concerned because I have a credit card that was issued to us/me approx. 25 years ago when the bank offered for a family member to have a card "attached" to my Moms card. She is the primary card holder and the invoices have always gone to her, in her name. We bank at the same place and have the same last name. Can the bank go after me for the money once they get the notice from the trustee that she is filing? Should I change to a different bank before this happens? Any advise would be greatly appreciated.



From:

 

Alger & Associates Inc.

Date:

 

Feb 27, 2013

Answer:

 

Kathy THe bank cannot pursue you if you have never accepted joint and several liability in writing. It would be a smart precautionary measure to switch banks in case the attempt action given your similar names. Thanks for the question

Marie Kozlowski
T 403-296-3082
Marie.Kozlowski@ca.gt.com

 

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