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Same team, new name

Alger & Associates personal bankruptcy services are
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Grant Thornton Limited

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Bankruptcy Calgary Edmonton Q&A Forum



Hello, I have been out of work for over a year now with a medical condition that has me at home due to extenuating complications with my heart. I am currently in arrears for personal tax returns and GST returns from 2011 forward. I also have credit card debt of upwards of $30000.00 I have made some efforts to try and keep up minimum requirements but am running out of financial options to carry out the minimum payments. I may be able to go back to work in June if my condition continues to improve but what I am afraid of is that I will be faced with bankruptcy in order to conclude the collection onslought. I was bankrupt once before about 20 years ago. Is there help available to me to protect my home and automobiles while trying to correct the matter, or is bankruptcy the only choice. Best Regards, John



Grant Thornton Limited



Apr 29, 2015



Hi John, Bankruptcy is not your only option. Perhaps we can sit down and discuss a consumer proposal. Depending on your total debt load we can also review a payment arrangement under the orderly payment of debts program. Both options will allow for a repayment plan while protecting your assets. A consumer proposal allows you to offer a payment plan tailored to your financial circumstance. The creditors usually accepts the payment plan because it allows a recovery more than a second bankruptcy scenario. Please contact our office to discuss the details of a consumer proposal.

Susan Methuen
T 403-310-8888


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