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I'm considering filing for bankruptcy but the loan I have is secured by my car also has is Co-signed how with this effect them



Grant Thornton Limited



Jan 21, 2016



Hi Katie, If you file for bankruptcy or proposal and can afford to continue making the car payments then you can keep the car and the co-signer will not be affected. However if you are unable to continue with the car payments then you may surrender the vehicle but the co-signer's credit rating will be affected. The bank may go after the co-signer for the shortfall of the vehicle depending on the contract. If you would like to discuss this in detail please contact our office and one of our professionals would be happy to assist.

Susan Methuen
T 403-310-8888


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