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We have about 40,000 in debt. Currently waiting to see if the bank can offer a consolidation loan over the 7/8 years to make payment less than $600 a month. If we went the bankruptcy route, does the bank take your car and house? How does it work? I have 2 months left on EI, husband has had 2 pay cuts, I am looking for jobs but no reply yet.... If we get the loan we can do it... To the penny...and only if I find work after April bringing in minimal 1400 a month. The worry is that I won't be able to find a "good paying job" with the markets so flooded. Thanks



Grant Thornton Limited



Mar 15, 2016



Hi TJ, Typically people don't lose their home when they file bankruptcy if they can afford to continue with the mortgage payments. The same goes for a vehicle. The Trustee will review the equity available with you before you file a bankruptcy or proposal. Perhaps you would like to a consultation to discuss bankruptcy and proposal so you can make an informed decision. Please contact our office at 310-8888 to speak to one of our professionals.

Susan Methuen
T 403-310-8888


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