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Hello, My friend is very scared with her debts and doesn't want to go bankrupt but fears they might have to. She doesn't want to contact bankruptcy lawyers as the thought already leaves her with a heavy weight on her shoulders. She's a full time student and has a civil lawsuit against her, plus her own personal debts because of school, and an overdraft that can't get paid back. She asked me if opening another bank account would help her since her account had been garnishee and I told her "as long as they don't find out, I guess?" but if she were to go bankrupt and doesn't notify the lawyer of this second account will she get in trouble? She doesn't want all her money held by the lawyer because she's a full time student and has to pay rent, food, and bills, and she fears that if they hold it she won't be able to pay them as she needs? Please help, thank you.



Grant Thornton Limited



Mar 15, 2016



Hello, If your friend was to file for bankruptcy or a proposal, all of her creditors would receive notification of the filing which would stop them from enforcing collections. When a person files for bankruptcy we typically recommend that you open a new bank account with a bank that you don't owe money to. That will allow a person to budget and watch what they are spending. Please call 310-8888 and we would be happy to answer any questions you might have or discuss some of the formal options available to stop the garnishment.

Susan Methuen
T 403-310-8888


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