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I filed for a financial proposal a number of years ago. I believed I payed about $2000 towards it. Then I defaulted my payments. I purchased my credit score online and seen that it was on there. How does this get taken off and how bad does it hurt my credit?



Grant Thornton Limited



Apr 15, 2016



Todd, Normally, a fully performed consumer proposal will remain on your credit report for 3 years after completion. My understanding is that any public record will be reported for 6 years from the day of default or last transaction. Therefore, I can assume that the filing of the defaulted consumer proposal may remain on your credit report for 6 years after the date of default. Hope that answers your concern.

Susan Methuen
T 403-310-8888


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