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Question:

 

I went through a bankruptcy 16 years ago and was done in 2007 I believe. I have built up my credit since and now have a good credit score. Nothing regarding my bankruptcy shows on my credit report. I am going to apply for a mortgage...do I have to disclose that I filed for bankruptcy? Thanks!


From:

 

Grant Thornton Limited

Date:

 

Jun 20, 2016

Answer:

 

Hello, If the mortgage company asks the question - if you have filed bankruptcy before ? then you are required to have full disclosure. I don't believe it will be an issue as the bankruptcy reporting was purged from your credit report. Good Luck with your mortgage.

Susan Methuen
T 403-310-8888
susan.methuen@ca.gt.com

 

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