Questions for Personal Bankruptcy in Alberta (Canada) only.
This service is not intended for indivduals who are already in bankruptcy or who have filed a proposal. Note that if you are in bankruptcy you should contact your Licensed Insolvency Trustee. If you cannot resolve matters with your trustee, you might want to contact the Office of the Superintendent of Bankruptcy who are the federal regulators responsible for licencing in Canada.
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Recently posted questions and answers:
My husband and I are about $30,000. in debt. Mostly credit card and one car payment. Recently he is too ill to continue to work and bankruptcy seems our only route otherwise we will not have any money to feed our kids.Will we lose the vehicle,he is disabled and going to and from apts & hospitals will be tough. We are struggling and my husband believes paying for himself yet most of our bills are 10 years old.
I just caught up with my mortgage, it was in foreclosure mode. we were behind due to domestic issues. i had to pay the lawyer and couldn't afford the mortgage. the equity is next to nothing and the ex said she would sign off - but??! if i sell for less than we owe what kind of issues should i expect? i fully expect to file bankruptcy early in the new year due to huge tax debt and business failure about 350k i have had offers of about 250k for the house, the assessed value is 350k but the market value is 300k mortgage payout is 330k Will the deficiency be covered?
I received a Civil Claim saying that a judgement has been filed against me and I Hhave 20 days to disput the claim. For the last few years I have been treying to avoi filing for Bankruptcy. Is it too late to file for Bankruptcy on this claim.
I am wondering what my options are as I am not currently working and want to move back home to be with my family. I owe approx. $220 000 on my mortgage and would be lucky if I could sell my house for $170 000. Obviously this is not an option. I am wondering what happens if I have to walk away from my house, in order to move back home, as I will not be able to sell the house for anywhere near the amount I owe. I look forward to your reply. Thank you, Teri
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