Questions for Personal Bankruptcy in Alberta (Canada) only.
This service is not intended for indivduals who are already in bankruptcy or who have filed a proposal. Note that if you are in bankruptcy you should contact your Licensed Insolvency Trustee. If you cannot resolve matters with your trustee, you might want to contact the Office of the Superintendent of Bankruptcy who are the federal regulators responsible for licencing in Canada.
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Recently posted questions and answers:
Hi there, if someone has entered into a consumer proposal and during the proposal, a new debt was incurred that was not discharged by the proposal, can it be collected during the proposal? Or does one have to wait until the proposal has been succesfully completed to collect on the new debt? Thanks so much! Nicole
I filed bankruptcy in 2010. I made the payments each month and attended meetings with them as requested. However, I failed to provide proof of attending money management and STEPS for gambling addiction. I have since acquired such documents. I have spoken with one of the company's rep sometime ago and he indicated in order to work further on my case, I have to pay a fee upfront. I have indicated I will save up for the fee but legal and financial circumstances prevented me from doing so. I just received a copy of their application to discharge themselves as my trustee. I don't want that to happen. I want to save up to pay them the fee and finish the case with them. What can I do, if there is something I can do at this point. I have until December 20 to resolve this issue. I would appreciate any help from you. Thank you.
I am in fort mcmurray ab I have had a double bankruptcy in the passed appx 10 years. how do I get a mortgage to buy a house .tks brian Bennett. I make 40 dollars an hour now and paid every week.working steady for passed 3 yrs
Hi there. I am currently 1 year into a 4 year OPD plan. I am paying 775.00 every 2 weeks. I own my acreage with about $20,000 in equity, a truck with about $2,000 in equity etc. Now in your opinion do you feel I would have been better off going bankrupt based on what has happened to my bureau or is an OPD better off in the long run? I make approx. $120K/year and that includes an annuity that I get paid monthly and is indexed yearly. I was hurt back in 1982 in an MVA and have been a paraplegic since. An amount of money was invested, paying me back monthly. Thank you. I look forward to your feedback. Kind regards, Mark
I had to go on AISH 3 years ago due to a life long battle with Crohn's Disease.(I am 51, got Crohn's as a child before entering the work force,so despite a graduate level education and professional jobs was not eligible for any disability benefits through employers as I was considered high risk). I had yet more surgery and tried new and rather well, scary drug therapies, hoping I would become well enough to return to work at least part-time, but the number of surgeries,the damaging medications and constant recurrence of inflammation have resulted in ongoing and debilitating health issues. My doctors tell me I should not attempt to return to work at all. I have tried to make payments on the credit cards I obtained while working,and as my daughter was just starting out on her own needed to use them even when I didn't want to, but with the hope I would be able to arrange some type of employment. I am really struggling here to make ends meet and as time goes by even though I am no longer using credit the balances keeps rising due to interest. I am so uncertain as to whether claiming bankruptcy is a course I should take,but I don't see any other way out of this. Best wishes to you,and thank you,any advice you can give me would be most welcome
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