Questions for Personal Bankruptcy in Alberta (Canada) only.
This service is not intended for indivduals who are already in bankruptcy or who have filed a proposal. Note that if you are in bankruptcy you should contact your Licensed Insolvency Trustee. If you cannot resolve matters with your trustee, you might want to contact the Office of the Superintendent of Bankruptcy who are the federal regulators responsible for licencing in Canada.
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Recently posted questions and answers:
I went bankrupt August 20, 2012 and have been released from bankruptcy. I am now getting a collection agency calling me for a debt that I believed my ex husband had taken care of, He did not. Since I did not claim this debt at the time of bankruptcy do I now have to pay it? Thank you for clearing this up for me.
I have had two bankruptcies in my life. The first was in 1989 and I went though all the things required of me and because I never requested credit, had thought I had done everything required of me, I had thought it was off my record until 2004 when I found out and had it discharged. Now I am finding a 1989 bankruptcy still showing on my credit 24 years later. Is there anything I can do? or am I screwed? Lol Thanks
Our niece has a 3yr old debt to us of $3000- (lent to help her start a business). She did not list this debt, when she claimed bankruptcy in Ontario, April 2012. Her bankruptcy was discharged January 2013 but she has just (Oct 11) added this debt to her bankruptcy according to the notice we have received from her Insolvency company. 1./ Can we contest the addition of our debt because it was not claimed in the beginning and her bankruptcy has been discharged? 2./ If we cannot have it removed from her bankruptcy, is this family debt still able to be recovered at some point? 3./ If it is recoverable, are we able to begin adding interest (from the beginning) to the debt?
I have a mortgage with a bank it was originally Wells Fargo and now it is with National, my original principal was for 38500 and now is 39500 after 8yrs, I also have a loan for 20k that is worth more than the original loan amount borrowed. both have a lien on my home, if declare bankruptcy can they still garnishee my wages for debt repayment? I do not want to leave my job but the 21 and the 16% interest rate they are charging I will never pay the debt off and they will not renegotiate.
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