Questions for Personal Bankruptcy in Alberta (Canada) only.
This service is not intended for individuals who are already in bankruptcy or who have filed a proposal. Note that if you are in bankruptcy you should contact your trustee. If you cannot resolve matters with your trustee, you might want to contact the Office of the Superintendent of Bankruptcy who are the federal regulators resopnsible for licencing all bankruptcy trustees in Canada.
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Recently posted questions and answers:
Hello, I own a semi and trailer ( owner operator driving for a company)which has still has $200 thousand owing, I owe CRA approx. $30,000 credit card totaling $75,000 and personal truck still owing $ 40,000 on it. work has slowed down and can not keep up with all the bills, no creditors calling yet but should I file for bankruptcy and lose it all? is everything going to be lost in bankruptcy? Thanks
Just a quick question. I had declared in 2010 I believe and was never able to fully complete the payment schedule every month. The file has now been closed and has been for some time now. Is there a possible reason you can think of as to why the declaration is not showing on my credit report? Says I have a 655 score but that seems awfully high to me knowing my credit history. Thanks for you time, Chris
In Alberta, are any household assets/assets owned by the non-bankrupt spouse included in the bankrupt spouses' bankruptcy file? Prefer Yes or No answer only. I am aware of exemptions, this question pertains to ownership.
I would just like to end the small debt I'm in. I had to use my credit cards to pay rent with when i was first on maternity leave and I'm struggling to pay them both off. I have an appointment with my bank soon but i would like to know if you guys could help me more. My debt is around $2,500. Thanks
I am considering a consumer proposal. I have about 55k equity in my home, at the same bank as my biggest debt. Would the bank want part of this? Also I have 1 credit card with no balance on it. Can I keep it? Thank you!
Regarding my debt issue this is the one I do not want to experience but unfortunately if someone else is better to put it down my sincerity as a good people around my location but I willing to continue my goal to support my community thank you...
Hello, my friend had used your company before to help him out, he had nothing but good things to say. So here is my situation, I have about 35 k debt, and have been unemployed for over 14 months now and not many prospects for employment. I have been applying for anything and everything. I do not have much EI left and have used up the insurance on my CC and loans, the banks have been helpful but I have used all my money and options. EI will run out soon. If I file for bankruptcy,and say in the next few months find full time work how will this affect the proceedings? Will my bankruptcy be extended from the 9 months to the 21 months?
My husband was sued a few years ago. He has tried to pay the judgement. When the oil crashed he lost his job, vehicle. We have a lien on our house from the judgement now they have garnisheed his wages. Will a consumer proposal or bankruptcy wipe out this debt? Thank you
i was told i wold be discharged from my bankruptsy in febuary this year while at my last financial counsling meeting in december and then i got a call in the beginig of january sayin i have been locked back in for 12 more months due to excess income. i had a meeting and was told it their mistake for not calculating the medical or child care expences in my file. i was then basicly told there was nothing i could do . i need to be discharged so i can move on with my life as i was told i could in december...what do i do?
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